What would you do?

So, I am trying to get use to this being home thing. I've got the vegging out, do nothing all day D.O.W.N. P.A.T. Trust me! But geesh I can't do this forever.

Here are my ramblings... they may not make sense but I have to get them down to be able to sort through them and such.

Do I get another job right away? Well, I have been applying to several different places, but not so much as a phone call or email back in return yet. If I do stay home for awhile, I could finish my degree online (I have 8 classes left to have a double major). But this wouldn't start until May. So, my husband says we can take some of our tax return and use that for what would of been my income and live off of that. I have mixed emotions about that. I never wanted to spend it all, I wanted to save some. We don't have a huge savings, so if he lost his job...we would be screwed. But it would be so nice to stay home. I also feel some guilt with this decision too. It's almost as if I feel I am not worth it to be happy or have some relaxation time. I know that isn't the best way to think, but it does cross my mind.

If I do go to school, my student loans would stop so that would save us $$ each month, plus we could live off the extra money we get from the student loans.

It's all so up in the air. But I think I am leaning towards live off the taxes for a bit, go back to school in May and hope that some extra loan money will make up for the difference for the months I would be in school.

Does this idea sound crazy to anyone? Please give me your opinions and I won't be offended, I promise!